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We’ve all heard and probably made use of day care for children at some point in our lives, but something that is likely unfamiliar to us is the concept of Adult Day Care. It’s a real thing, and just like regular day care does for our children, Adult Day Care allows older adults in our lives to be looked after while we’re tending to some of the other important things in life needing our attention, like jobs.

By the simplest definition, Adult Day Care Centers are able to provide both care and companionship for older adults who might need help or supervision during the day. They can also provide a much-needed sense of relief to both family members and caregivers alike, by letting them work, handle personal affairs, or simply relax, all while still having the peace of mind that their loved one is being well taken care of. The goals these places strive to reach include delaying or preventing institutionalization by offering a type of alternative care, enhancing self-esteem and encouraging socialization. There are two types of day care as well—adult social day care and adult day health care. The former offers much in the way of social activities, meals, recreation and some health-related services. The latter, on the other hand, provides more intensive health, therapeutic, and social services to those who have serious medical conditions or who are at risk of needing nursing home care.

Some services can include the following, and participants do so on a scheduled basis:
• Counseling
• Education
• Evening care
• Exercise
• Health screening
• Meals
• Medical care
• Physical therapy
• Recreation
• Respite care
• Socialization
• Supervision
• Transportation
• Medical management

Most Adult Day Care Centers are open during normal business hours and may be a standalone operation or located within senior centers, nursing facilities, places of faith, hospitals, or schools. The staff might do such things as monitor medication, serve both hot meals and snacks, perform physical or occupational therapy, and arrange any social activities. They can also help to arrange for transportation to and from the center.

Keep in mind that not all states will license or regulate adult day care centers. There could be a lot of difference between centers; because of this, it’s important to learn as much as possible about each center near you. And if you can, visit the ones closest to you and talk with any staff or other families that use the centers to see if it is right for your situation. You might also wish to check whether your state has an adult day care association.

The costs for such services can range from as low as $25 to over $100 a day, but this depends on the types of services the facility offers, the type of reimbursement, and the geographic region. Since an adult day care isn’t usually covered by Medicare, you might be able to receive financial assistance through either a federal or state program (like Medicaid, Older Americans Act, or the Veteran’s Health Administration).

If you or someone you love needs assistance with Elder Care law issues, call 856-281-3131. Let us help ease your stress and give you a plan.

Filed Under: Life Resource Planning

Getting older brings with it a host of not only problems, but questions too. Where do I turn for help? How much is this going to cost? Who’s paying for it?
The truth is that there are laws in place that are called filial laws. They state that the adult children are responsible for the long-term care costs for their parents. Though, it should be noted that filial laws are quite rarely enforced. Nevertheless, let’s take a more in-depth look.

Filial Responsibility Laws

Over half the states in the country have what are called, “filial responsibility” laws. The rules set in place by these laws do not apply if someone qualifies for Medicare. In the event that the person does qualify, then Medicare will pay the bills. However, if the person cannot pay for care prior to getting help from Medicare, then the children might be required to pay, though many of them also take the adult child’s ability to pay into account as well.

The purpose of these laws is to lessen the burden the patient places on the state’s welfare system, and many allow long-term care providers to sue for payment, but still others also make failing to care for a parent a criminal offense.

However, as we said, oftentimes these filial laws are not enforced. This is simply because many elders who cannot pay for care on their own are able to get federal help through Medicaid, and federal law does not allow them to go after adult children. What’s more—many people who need help paying for nursing home care will often qualify for Medicaid, and it’s quite abnormal for someone to have a hefty bill prior to qualifying for Medicaid. Filial laws often don’t have any affect on families simply due to the fact there are so few opportunities to apply them.
In a number of states, all of the following things would need to hold true for a child to be held responsible for a parent’s cost of care:

• The parent got care in a state that has a filial responsibility law.
• The parent did not qualify for Medicaid when he or she was getting care.
• The parent does not have the money needed to pay the bill.
• The child has the money to pay the bill.
• The caregiver makes the choice to sue the child.

If you or someone you love needs assistance with Elder Care law issues, call 856-281-3131. Let us help ease your stress and give you a plan.

Filed Under: Life Resource Planning

You might know an advance directive by one of its other names, a living will. And what it does is it allows you to make your wishes known in regard to your medical treatment at such a time that you are unable to communicate those wishes on your own. However, before the advance directive can start working on your behalf, there are a few things that need to happen first. It must be certified by two physicians that:

 

  • You are unable to make any medical decisions on your own.
  • You are currently in the condition that is stated in the state’s “living will law,” like permanent unconsciousness or some form of “terminal illness.”
  • Be aware that other conditions may also apply, but this can vary from state to state.

The following would also be beneficial to keep in mind as well:

  • If you are unable to make your own decisions, but then regain consciousness, the person you named in your medical power of attorney (the agent) cannot keep making medical decisions for you.
  • A lot of states also have more requirements that are applicable only to those decisions concerning any life-saving or life-sustaining medical help.

If you or someone you love needs assistance with Elder Care law issues, call 856-281-3131. Let us help ease your stress and give you a plan.

Filed Under: Estate Planning

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